Hidden health-care costs can be a shock for retirees

Every Thursday, Randy Filinski drives a group of seniors to one of two government-sponsored physiotherapy sessions in Toronto’s Scarborough area and sees firsthand the realities of inadequate health-care coverage in the retirement years.

Mr. Filinski, volunteer chair of CARP’s Ajax-Pickering chapter east of Toronto, says the members he drives are eligible only for a 20-minute […]

By |December 30th, 2015|Uncategorized|0 Comments

Are you playing rational roulette with your retirement plans?

We all know that our mental abilities will wane at some point, though we like to think it won’t be until extreme old age. Is it possible that those abilities diminish sooner and faster than we think, even in the absence of dementia? If we look around us, we can find objective benchmarks that […]

By |December 1st, 2015|Uncategorized|0 Comments

The joy of retirement readiness

I’ve been facilitating courses and seminars on Retirement Readiness for long enough that I have been a part of hundreds of people’s retirement planning process. Some have come back to see me after they retired.  Others have sent a message and some people I have run into them socially.  The feedback I have gotten is […]

By |November 24th, 2015|Uncategorized|0 Comments

Despite graphic health warnings, tax hikes and smoking bans, …

Despite graphic health warnings, tax hikes and smoking bans, you may be among the millions of Canadians who still smoke. Here are tips to help you quit.

Nicotine patches, anti-smoking drugs, seeing a hypnotist and going cold turkey: Lyn Carlson tried everything to quit smoking over the years.

For the 51-year-old administrative assistant, smoking began with […]

By |December 17th, 2014|Uncategorized|0 Comments

How well do you know your nutrition basics?

For such a universal activity, eating can be pretty confusing. Grocery stores are crowded with nutritional jargon — think: organic, vegan, enriched, local and GMO-free — and it’s hard to know what’s a legitimate health claim and what’s merely a smart bit of marketing. For example, Americans bought $43 million worth of foods labeled […]

By |December 17th, 2014|Uncategorized|0 Comments

Only 56% of Millennials aged 30-36 say they have achieved financial independence from their parents.

Millennials expect financial independence by age 27
43% still rely on their parents for financial assistance

Being the father of a Millennial who is half-way launched into the working world, I’m all for Gen Yers becoming financially independent from the Bank of Mum and Dad.

Yconic surveyed 1,538 English-speaking Canadians between the ages of 15 and 33, […]

By |December 17th, 2014|Uncategorized|0 Comments

Thinking about expanding your family? Here are some things you’ll want to consider.

Budgeting, life insurance part of financial planning for expecting parents
Couples expecting their first child often find that the months leading up to the birth of the baby are an exciting time filled with anticipation. But those months are also a time for expectant parents to make some important decisions regarding their finances.

Raising a child […]

By |December 17th, 2014|Uncategorized|0 Comments