Community, Respect, Service &
Financial Integrity
Helping clients make the most of today & plan for tomorrow.
Stemming from our deep rooted values of community, trust, knowledge and exceptional service, C.R. Smith Financial Services provides it’s clients, their families and their businesses with peace of mind by effectively managing all their insurance and financial planning needs. Proudly Serving the Niagara Region and Beyond since 1974.
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More than 50 Years of Trusted Service in Niagara
For over five decades, C.R. Smith Financial has provided expert financial planning, investment management, and insurance solutions in the Niagara region. Founded in 1974 by Chuck Smith, the firm continues its legacy under Doug Smith, a second-generation Elite Advisor with over 35 years of experience. Expert Financial Guidance With a

February 2025 Market Update
Below, you will find our monthly market update and relative information that pertains to the current state of the economy. Market Update All of the market indices closed lower than the beginning of the month. The S&P 500 finished at 5,954.50 pts (-1.42%) The DOW finished at 43,840.91 pts (-1.58%)

January 2025 Market Update
Below, you will find our monthly market update and relative information that pertains to the current state of the economy. Market Update All of the market indices closed higher than the beginning of the month. The S&P 500 finished at 5,881.63 pts (+2.70%) The DOW finished at 44,544.22 pts (+4.70%)
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C. R. Smith Financial Services Inc.
C.R. Smith Financial Services provides you with the insight, support, and solutions you need to help build your financial strength. Integrity is the cornerstone of our business. We deliver leading-edge thinking, a first-class portfolio of investment and insurance products, and exceptional customer service to assist in your financial success.
- Assess your current situation by examining your finances,
- Set achievable financial goals,
- Develop a realistic plan to meet those goals,
- Put your plan into action,
- Monitor your progress to keep you on track, and update your plan to grow with your changing needs and goals.